Lettings 01273 686 306

A guide to buying property

Your step by step guide to buying a property

1. Get your finances in place

1. Get your finances in place

The property market is currently very buoyant and properties are selling fast. It’s important to make sure you have the finances in place so that when you find the perfect property you are in a position to move quickly.


Remember to make sure you also have money to cover all the fees involved with buying a property such as estate agent and solicitor fees, stamp duty, Land Registry and more. If you have any questions about what fees to expect we would be happy to help answer them. 


If you need help in arranging a mortgage then we recommend Neil Jobbins of Touchstone Financial who has access to exclusive deals to help you secure the best mortgage deal.

2. Get registered

2. Get registered

Our expert staff can help pair you with the perfect property. When you start out on your search register with us to let us know your requirements. You can do this by calling 01273 686306, visit our office in Lewes Road, Brighton, or registering your interest online. This way we can inform you the moment any properties matching your needs come onto the market.

3. Receiving property details

3. Receiving property details

Once you have registered we will send you a selection of properties that fit your criteria. We will also keep updated with any new properties that come onto the market via email and SMS alerts so that you are the first to know.

4. Property viewings

4. Property viewings

In the current market properties are selling fast so make sure you book a viewing for any you are interested in as soon as possible to make sure you don’t miss out. Also make sure you arrive on time so that you don’t miss your viewing slot. One of our expert negotiators will show you around the property and answer any questions you may have.

5. Instruct a solicitor

5. Instruct a solicitor

There is a lot of legal work that needs carrying out when buying a property so it’s important that you instruct an experienced solicitor who specialises in conveyancing to take care of it all. We recommend local solicitor Ovie Opone of Bosley & Co Solicitors.

6. Make an offer

6. Make an offer

Once you have found the perfect property and you are ready to put in an offer then Pavilion Properties can guide you through the process. We will put forward the offer both verbally and in writing stating any special conditions of the offer. At this stage you will be required to prove what finances you have in place this could be a mortgage offer or you may have the full funds available making you a ‘cash buyer’. Most vendors will ask us to do this on their behalf.

7. Offer agreed

7. Offer agreed

If your offer is accepted we will now:

  • prepare a memorandum of sale 
  • write to all parties confirming the agreed sale price 
  • ask for confirmation of your solicitor and mortgage broker

At this stage you need to instruct a solicitor and speak to your mortgage broker to proceed with your application.

8. Conveyancing

8. Conveyancing

Your solicitor will now take over handling the purchase of the property. They will be responsible for:

  • Examining the draft contract and raising any enquiries with the seller’s solicitor
  • Carrying out property searches to check for things such as flood risk, any planning applications in the area, Land Registry details etc
  • Examining the Home Information Pack provided by the sellers and raise any enquiries
  • Agreeing on a date for exchange of contracts

9. Keeping in touch

9. Keeping in touch

It’s important to remember that an offer is not legally binding until contracts have been exchanged. We will work with your solicitor to make the process as quick and smooth as possible and will keep you informed every step of the way.

10. Getting your formal mortgage offer

10. Getting your formal mortgage offer

If you need a mortgage for the purchase then your mortgage lender will probably want to get a surveyor. They will be looking for any structural problems and advise on the value of the property. Once the surveyor has done their valuation report a formal mortgage letter will be sent to you and your solicitor which you will need to sign.

11. Exchanging contracts

11. Exchanging contracts

Once all enquiries have been carried out and both sides are happy the time comes to exchange contracts. At this stage you will be expected to pay a deposit (usually 10% of the purchase price). This is usually telegraphically transferred or paid in the form of a bankers draft from your solicitor to the seller’s solicitor. A mutually convenient completion date is then set.

12. Completion

12. Completion

On this date the remaining money (usually 90%) is transferred from your solicitor to the seller’s solicitor’s account. Once the money is confirmed as being received we will give you the keys. Congratulations! You are now the legal owner of your new home.